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At APL Pine Hills Branch on Wednesday, September 11, 2019 beginning at 6pm.

For many of us, estate planning can be difficult process to think about, however being prepared now can make a huge difference to both you and your family in later life. Not only can you avoid the expensive and sometimes lengthy probate process, you also get to be more firmly in control of your future.

It can seem like this kind of preparation may be complicated, which is why APL is running the Estate Plannings Seminar. This presentation will be led by Sheila Cervera – Insurance Program Manager at SEFCU Insurance Agency, Inc., Certified Estate Planner, and Certified Long Term Care Specialist. Shelia is an expert in this area, and will be guiding participants through the basics of estate planning and why it’s important to be proactive. She will cover a range of topics including

  • how to protect your financial assets from nursing home fees and other costs using powers of attorney, wills, trusts and long term care insurance.  
  • Estate planning is not limited to any age, and having an understanding of how it works is the first in ensuring you and your family get the most out of your assets; both now and in the future.